LCredit - Apply Instant Personal Loan Online

Apply for Online Loans

Loan up to ₦ 100,000! Just need you to provide a valid BVN and Android phone or iPhone

4 Easy Steps to get a Cash Loan

Apply for loan

Complete the application process in 3 minutes

Wait for approval

You will receive our decision through SMS

Get money

You’ll receive SMS about transfer on your account

Convenient Repayments

Conveniently make repayments through our Island wide repayment network

Why us?

Fast approval, Instant disbursement.

Get a decision on your loan and receive your money

Better offer for repeaters.

Repay your loan on time and get up to NGN 100,000 on your next loans and other benefits.

Transparent costs

With the full cost shown up front, use the calculator to count fees applied before making a decision.

Flexible repayment terms

In case of unforeseen circumstances through no fault of the borrower, get 30 days extension.

About us

LCredit, powered by CASHIGO, is a completely digitized personal loan app. The app helps you meet all your quick personal finance requirements with just a few simple clicks.

Get instant personal loan disbursed directly to your bank account with super affordable interest rates.

This app enables you to complete the entire loan application without any physical documentation.

You just have to:
• Install the LCredit app from Google Play Store.
• Login, enter a few details.
• Get real-time credit assessment done.
• Get instant disbursal during business hours.

>>> Just need to keep your KYC and Bank details handy.

Who can use our service?


21-58 years




Whoever who generates an income can use our services

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